Terms & Conditions of Use

These terms were last revised on May 2015

This website is maintained by Amalgamated Life Insurance Company. Please read these Terms of Use carefully before accessing or using any part of this website. By accessing or using this website, you agree that you have read, understand and agree to be bound by these Terms of Use, as amended from time to time. If you do not wish to agree to these Terms of Use, do not access or use any part of this website.

Amalgamated Life reserves the right to change these Terms of Use from time to time, as necessary, and will provide notice, on this page, of any such changes, including the date they became effective. You may access this page at any time through the Terms of Use link at the bottom of each page on this website. Your continued use of the website means that you accept and agree to the revised Terms of Use.

While it has used reasonable efforts to ensure that the information on this website is accurate, complete, and current, Amalgamated Life expressly disclaims any warranty or representation regarding the accuracy, completeness, or currency of such information. THE INFORMATION ON THIS WEBSITE IS PROVIDED “AS IS,” WITHOUT A WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Amalgamated Life furthermore disclaims all liability for any damages, no matter their alleged cause nor theory of liability on which they are based, including, but not limited to, damages for personal injury or lost profits.

On this website Amalgamated Life may collect, through registration processes or other means, personal information about you. Please refer to Amalgamated Life’s Privacy Statement for details about how we use and protect your personal information. You are responsible for the accuracy of any personal information about you that you provide to Amalgamated Life through this website.

Except for information covered by our Privacy Statement, any communication or materials you transmit to or through the website, including data, comments, questions, suggestions, ideas, concepts, know-how, techniques, or the like, shall become the property of Amalgamated Life. Amalgamated Life shall be free to use, disc lose, reproduce, or distribute any such communications or materials without limitation of any kind.

This website may contain information brought to you by third parties or through links to other Internet
websites. Amalgamated Life does not control nor assume any responsibility for the information provided by third parties or the content of other Internet websites to which we provide links.

All trademarks, logos, designs, slogans, and trade dress appearing on this website, whether or not appearing in large print, italics, or with the trademark symbol, are owned by Amalgamated Life or its affiliate companies, or are used under license. This website may also contain or reference patents, proprietary information, technologies, products, processes, or other proprietary rights of Amalgamated Life and/or other parties. No license to, or right in, any such trademarks, patents, trade secrets, technologies, products, processes, and other proprietary rights of Amalgamated Life and/or other parties is granted to, or conferred upon, you. You may not, distribute, modify, transmit, reuse, repost, or use the content of the website for public or commercial purposes, including the text, images, audio, or video, without the written permission of Amalgamated Life. You should assume that everything you see or read on this website is copyrighted unless otherwise noted and may not be used, except as provided in the Terms of Use or in the text on the website, without the written permission of Amalgamated Life. Amalgamated Life neither warrants nor represents that your use of materials displayed on the website will not infringe rights of third parties not owned by, or affiliated with, Amalgamated Life. Nothing on this website should be construed as the giving of advice or the making of a recommendation regarding any decision or action related to your health or the health of others. If you are a patient, you should consult a doctor or other qualified health care professional regarding any questions you have about your health or before making any treatment decisions. If you are a doctor or other qualified health care professional, you should not allow the content of this website to substitute for your own medical judgment, which you should exercise in evaluating the information on this website. Although Amalgamated Life may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the website, if any, Amalgamated Life is under no obligation to do so and assumes no responsibility or liability arising from the content of any such Web pages or utilities nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such pages or utilities on the website. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Amalgamated Life reserves the right, if you violate the Terms of Use, to suspend or terminate any account you have created on this website. You agree to indemnify, defend, and hold Amalgamated Life, its respective directors, officers, employees, agents and suppliers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to, or allegedly arising out of, your use of this website or any breach of the Terms of Use or violation of any rights of another. These Terms of Use shall be governed in all respects by and construed in accordance with the laws of the State of New York, USA, without regard to its conflicts of law principles. These Terms of Use, as they may be amended from time to time, completely and exclusively state the agreement between you and Amalgamated Life with respect to the Amalgamated Life website, and no other terms that may have been communicated to you orally or in any other manner shall have any force or effect. Any cause of action you may have with respect to the Amalgamated Life website must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Exclusive jurisdiction over any cause of action arising out of these Terms of Use or your use of the Amalgamated Life Website shall be in the state or federal courts located in the County of Westchester, State of New York. You agree to submit to the jurisdiction of such courts. If any part of these Terms of Use is unenforceable, the unenforceable part shall be construed to reflect, as nearly as possible, the original intentions of the parties. The other provisions of these Terms of Use shall remain in full force and effect.

You may not, distribute, modify, transmit, reuse, repost, or use the content of the website for public or commercial purposes, including the text, images, audio, or video, without the written permission of Amalgamated Life. You should assume that everything you see or read on this website is copyrighted unless otherwise noted and may not be used, except as provided in the Terms of Use or in the text on the website, without the written permission of Amalgamated Life. Amalgamated Life neither warrants nor represents that your use of materials displayed on the website will not infringe rights of third parties not owned by, or affiliated with, Amalgamated Life. Nothing on this website should be construed as the giving of advice or the making of a recommendation regarding any decision or action related to your health or the health of others. If you are a patient, you should consult a doctor or other qualified health care professional regarding any questions you have about your health or before making any treatment decisions. If you are a doctor or other qualified health care professional, you should not allow the content of this website to substitute for your own medical judgment, which you should exercise in evaluating the information on this website. Although Amalgamated Life may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the website, if any, Amalgamated Life is under no obligation to do so and assumes no responsibility or liability arising from the content of any such Web pages or utilities nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such pages or utilities on the website. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Amalgamated Life reserves the right, if you violate the Terms of Use, to suspend or terminate any account you have created on this website. You agree to indemnify, defend, and hold Amalgamated Life, its respective directors, officers, employees, agents and suppliers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to, or allegedly arising out of, your use of this website or any breach of the Terms of Use or violation of any rights of another. These Terms of Use shall be governed in all respects by and construed in accordance with the laws of the State of New York, USA, without regard to its conflicts of law principles. These Terms of Use, as they may be amended from time to time, completely and exclusively state the agreement between you and Amalgamated Life with respect to the Amalgamated Life website, and no other terms that may have been communicated to you orally or in any other manner shall have any force or effect. Any cause of action you may have with respect to the Amalgamated Life website must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Exclusive jurisdiction over any cause of action arising out of these Terms of Use or your use of the Amalgamated Life Website shall be in the state or federal courts located in the County of Westchester, State of New York. You agree to submit to the jurisdiction of such courts. If any part of these Terms of Use is unenforceable, the unenforceable part shall be construed to reflect, as nearly as possible, the original intentions of the parties. The other provisions of these Terms of Use shall remain in full force and effect.

You agree that no joint venture, partnership or agency relationship exists between you and Amalgamated Life as a result of these Terms of Use or your use of the Amalgamated Life website. A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. The failure of Amalgamated Life to comply with these Terms of Use because of an act of God, war, fire, riot, terrorism, earthquake, actions of federal, state or local governmental authorities or for any other reason beyond the reasonable control of Amalgamated Life, shall not be deemed a breach of these Terms of Use. Amalgamated Life’s failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not constitute a waiver of the provision. Neither a course of dealing or conduct between you and Amalgamated Life nor any trade practices shall be deemed to modify these Terms of Use.

CONTACT

Please contact kspalding@amalgamatedlife.com if you become aware of any content that may infringe the copyright of a third party or that you believe to be in violation of these Terms of Use.